General Terms and Conditions

1. Introduction
Welcome to CONTRACT INSURANCE BROKER LTD (“we”, “us”, “our”). These General Terms and Conditions (“Terms”) govern your use of our website and the services we provide. By accessing or using our website, you agree to comply with these Terms.

2. Definitions

  • “User”, “you”, or “your” refers to any person who accesses or uses our website or services.

  • “Services” means all insurance brokerage and related services provided by CONTRACT INSURANCE BROKER LTD.

3. Use of the Website
3.1 You agree to use the website in compliance with all applicable laws and regulations.
3.2 You must not use the website for any unlawful or fraudulent purpose.
3.3 We reserve the right to suspend or terminate your access to the website at our discretion without prior notice for violation of these Terms.

4. Services
4.1 We act as an insurance broker and intermediary and provide information and assistance related to insurance products.
4.2 All services are provided subject to applicable laws and regulations.
4.3 We do not guarantee acceptance of any insurance application or contract.

5. Privacy and Data Protection
5.1 We respect your privacy and handle your personal data in accordance with our Privacy Policy.
5.2 By using our services, you consent to the collection, processing, and storage of your personal data as described in the Privacy Policy.
5.3 You have the right to access, rectify, or request deletion of your personal data in compliance with applicable data protection laws (e.g., GDPR).

6. Intellectual Property
6.1 All content on this website, including text, images, logos, and software, is the property of CONTRACT INSURANCE BROKER LTD or its licensors.
6.2 Unauthorized use or reproduction of the content is prohibited.

7. Limitation of Liability
7.1 We provide our services and website “as is” and make no warranties regarding accuracy, completeness, or reliability.
7.2 CONTRACT INSURANCE BROKER LTD shall not be liable for any direct or indirect damages arising from the use or inability to use our website or services, except where liability is mandatory by law.

8. Governing Law and Jurisdiction
8.1 These Terms and any disputes arising from them shall be governed by the laws of the Republic of Bulgaria.
8.2 Any disputes shall be resolved by the competent courts in Bulgaria.

9. Amendments
We reserve the right to update or modify these Terms at any time. Changes will be published on our website. Continued use of the website after changes implies acceptance of the updated Terms.

10. Contact Information
For questions or concerns regarding these Terms or our services, please contact us at:
CONTRACT INSURANCE BROKER LTD
[Address]
Email: [email@example.com]
Phone: [+359 XXX XXX XXX]