It’s available for single persons or as a family policy that includes spouses and sometimes children. Some insurers also offer coverage for minors under a parent’s policy or joint life plans for couples.

Risk Life Insurance only pays out if the insured person dies during the policy term—there’s no payout if they survive. Savings Life Insurance combines life cover with a savings element, allowing you to receive a payout or accumulated value if no claim is made.

Health Insurance typically covers doctor visits, hospital stays, surgeries, prescription medications, diagnostic tests, and emergency care. Some policies may also include specialist consultations, preventive checkups, dental or vision care, and rehabilitation, depending on the plan.

You can have it trough your company or individual health insurance.

It covers diagnosis and treatment of serious illnesses abroad, including access to top international clinics, second medical opinions, surgeries, and organ transplants. It also includes travel, accommodation, repatriation, and medication costs up to defined limits.

It doesn’t cover routine care, elective procedures, undisclosed pre-existing conditions, or treatment outside the approved clinics. Exclusions also apply to cases involving alcohol, drugs, self-harm, or illegal activities.