Commercial Property Insurance covers business premises such as shops and offices, including both the structure and contents (equipment, inventory, furniture), usually up to €500,000.

Commercial Property Insurance covers damage to the building, equipment, inventory, and furniture caused by fire, theft, vandalism, burst pipes, and some natural disasters.

It typically doesn’t cover damage from poor maintenance, gradual wear and tear, mold, pests, or intentional acts. Losses from war, earthquakes, or cyber incidents are also excluded unless specifically added to the policy.

Yes, you can usually add optional coverages such as earthquake protection, business interruption insurance, equipment breakdown, theft of cash, and extended natural disaster coverage. These extras help tailor the policy to your business needs.

Construction All Risk Insurance covers buildings, structures, and materials during construction or renovation. It protects against risks like accidental damage, fire, theft, vandalism, and natural disasters until the project is completed and handed over.

Contractors, developers, and property owners involved in construction, renovation, or infrastructure projects.

Industrial Fire Insurance covers buildings, machinery, raw materials, finished goods, and equipment used in industrial operations.

Industrial Fire Insurance covers damage or loss caused by fire, lightning, explosion, smoke, and water used for extinguishing fires.